Skip-A-Pay

*All Skip-A-Pay requests are subject to Kinetic Credit Union approval. Interest and finance charges will continue to accrue during the skipped payment period. Deferring your payment will extend the term of your loan(s). Your account must be in good standing. This means your membership share maintains the required $25 minimum balance and you have no charged-off accounts with Kinetic Credit Union. This offer is only valid for eligible auto loans that are current and not in a delinquent status. Offer not valid on new loans within the first 180 days and on any loan that has had an extension approved during the current calendar year. You may complete one Skip-A-Pay per eligible loan through December 31, 2026. This special Skip-A-Pay offer may be used for one of the following options: one monthly loan payment, two consecutive bi-weekly loan payments, or four consecutive weekly loan payments. Applications must be received at least one week prior to your payment due date. If your Kinetic auto loan payment is automatically deducted from an account at another financial institution, it is your responsibility to cancel or postpone those payments.