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Flexible Payment Options

At Kinetic Credit Union, we know you’re always looking for ways to save time and make life more convenient. Now you have one more way to quickly, efficiently and safely make your loan payments or deposits so you can get back to what’s most important — your life.

External Loan Payment

Paying your Kinetic loan just got easier—especially if your primary bank account is elsewhere.

  • Make loan payments from external checking or savings accounts
  • Ideal for members who use Kinetic for loans but bank elsewhere
  • Access this feature via the “Pay” menu in Online Banking and the Mobile App

Details:

  • Only one payment of the same amount to the same loan can be scheduled per day
  • Up to two active recurring payments can be set up for the same to/from accounts
  • Maximum payment amount: $3,000 per day
  • No fees from Kinetic Credit Union to use this service

Pre-authorized Draft from your Account

The payment will be pulled on the due date of each month from either your checking or savings account.

Transfer Option on Mobile Banking or eBranch

Transfer funds from one of your Kinetic accounts to your loan.

Move Money Option on your Kinetic eBranch Account

This option allows you to move money to or from other institutions.

Cash or Check

Payments are accepted through the Drive-thru when paying with cash or check.

Cash Advances

Processed in the lobby of our Full Service Branch Locations.

Bill Pay from your Primary Institution

Our routing number is 261171671. We can provide you with a form that contains all the information you will need.

Pay by Phone

Contact our Communication Center at 706.320.8500, select option 5, and then option 2. There is a $15 fee for this service.

Online Payment

Click here to make a payment on your loan or to make a deposit using a non-Kinetic debit card. Call (866)-310-6882 to complete a transaction. There is a $7.95 fee for a one-time transaction. If you want to set up a recurring transaction, there is no fee.