With a personal loan from Kinetic, you’ll have the freedom and flexibility you need to set your plans in motion. Whether you have a one-time need or would like to establish a line of credit, Kinetic offers many affordable options.

Apply for a Personal Loan

Borrow the money you need with just your signature! No collateral is required for a Personal Loan from Kinetic Credit Union.

  • Loan amounts from $500 to $15,000
  • Term lengths up to 60 months
  • Rates as low as 10.64% APR* with a maximum APR* of 18%
  • Funds deposited quickly to your Kinetic account
  • Fixed monthly payments

 

THE FOLLOWING IS AN EXAMPLE AND IS NOT AN OFFER OF CREDIT FOR A PERSONAL LOAN

A $15,000 personal loan with monthly payments of $330.95 for 60 months results in an annual percentage rate of 11.64%. In this example, the total payments are $19,857.00 and the total cost of the loan is $4,857.00.

Open a Personal Line of Credit

With a Personal Line of Credit from Kinetic, you can always have the available funds you need to tackle your next project or unexpected expense.

  • Loan amounts up to $15,000
  • Rates as low as 9.50% APR*
  • Ability to make advances online or through the mobile app
  • Fixed or variable monthly payment option

*Annual Percentage Rate (APR) is accurate as of [effective-date]. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $15,000 are available.