With a personal loan from Kinetic, you’ll have the freedom and flexibility you need to set your plans in motion. Whether you have a one-time need or would like to establish a line of credit, Kinetic offers many affordable options.
Apply for a Personal Loan
Borrow the money you need with just your signature! No collateral is required for a Personal Loan from Kinetic Credit Union.
- Loan amounts from $500 to $15,000
- Term lengths up to 60 months
- Rates as low as 9.99% APR* with a maximum APR* of 18%
- Funds deposited quickly to your Kinetic account
- Fixed monthly payments
THE FOLLOWING IS AN EXAMPLE AND IS NOT AN OFFER OF CREDIT FOR A PERSONAL LOAN
A $15,000 personal loan with monthly payments of $326.16 for 60 months results in an annual percentage rate of 10.99%. In this example, the total payments are $19,569.60 and the total cost of the loan is $4,569.60.
Open a Personal Line of Credit
With a Personal Line of Credit from Kinetic, you can always have the available funds you need to tackle your next project or unexpected expense.
- Loan amounts up to $15,000
- Rates as low as 9.50% APR*
- Ability to make advances online or through the mobile app
- Fixed or variable monthly payment option
*Annual Percentage Rate (APR) is accurate as of {effective-date}. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $15,000 are available.
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