With a personal loan from Kinetic, you’ll have the freedom and flexibility you need to set your plans in motion. Whether you have a one-time need or would like to establish a line of credit, Kinetic offers many affordable options.

Apply for a Personal Loan

Borrow the money you need with just your signature! No collateral is required for a Personal Loan from Kinetic Credit Union.

  • Loan amounts from $500 to $15,000
  • Term lengths up to 60 months
  • Rates as low as 8.64 % APR* with a maximum APR* of 18%
  • Funds deposited quickly to your Kinetic account
  • Fixed monthly payments

 

THE FOLLOWING IS AN EXAMPLE AND IS NOT AN OFFER OF CREDIT FOR A PERSONAL LOAN

A $15,000 personal loan with monthly payments of $316.00 for 60 months results in an annual percentage rate of 9.64%. In this example, the total payments are $18,959.63 and the total cost of the loan is $3,959.63.

Open a Personal Line of Credit

With a Personal Line of Credit from Kinetic, you can always have the available funds you need to tackle your next project or unexpected expense.

  • Loan amounts up to $15,000
  • Rates as low as 9.50% APR*
  • Ability to make advances online or through the mobile app
  • Fixed or variable monthly payment option

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $15,000 are available.