Educators

Kinetic is proud to support educators

Classroom Supplies Loan

Designed to provide teachers with the extra funds they need to give their students an exceptional learning environment. This 12-month loan is available with no interest to help our teachers and students succeed.

0.00% APR*

• Term: 12 months
• Amount: Up to $1,000

*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at the time of loan origination. Only one classroom supplies loan may be originated at a time. No loan discounts. Rates, terms, and conditions are subject to change without notice.

Relocation Loan

For new teachers relocating to the community, this loan provides extra funds to ensure a smooth transition. Whether it’s used for rent, moving expenses, or just peace of mind, a Relocation Loan can provide the assistance needed to get started in your new position.

• 11.49% APR*
• Term: Up to 36 months
• Amount: Up to $5,000

*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at the time of loan origination. The work contract must be dated within 6 months of loan origination. Only one relocation loan may be originated at a time. No loan discounts. Rates, terms, and conditions are subject to change without notice.

Professional Development Loan

Are you ready to take the next step in your teaching career? With loan amounts up to $10,000 and terms up to 60 months, this loan will help you pursue a special certification or advanced degree.

• 10.49% APR*
• Term: Up to 60 months
• Amount: Up to $10,000

*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at the time of loan origination. Copy of current tuition expenses must be presented before the loan and loan disbursements will be paid directly to the institution. The credit union will refinance the original loan on a semester-by-semester basis, based on current tuition expenses, up to $10,000. No loan discounts. Only one professional development loan may be originated at a time. Rates, terms, and conditions are subject to change without notice.

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