For a limited time, you can pick the term that works for you.
Promotional Certificates
Regular, IRA & Business
Account Type | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit |
|---|---|---|---|
| 6 Month | 3.21% | 3.25% | $500.00 |
| 12 Month | 3.21% | 3.25% | $500.00 |
Annual Percentage Yield is accurate as of as {effective-date}. Limited time offer. $500.00 minimum to open and earn stated APY. Additional deposits are not allowed during the term of the certificate. A penalty is imposed for early withdrawal. Fees could reduce earnings. Upon maturity, 6 month certificate will convert to a Standard 6 month certificate at the current rate. Upon maturity, 12 month certificate will convert to a Standard 12 month certificate at the current rate. Contact Kinetic for additional disclosures.
All rates effective as {effective-date}
Standard Certificates - Consumer, IRA, & Business
Account Type (Monthly & Quarterly Certificates) | Dividend Rate/ Annual Percentage Yield (APY) |
| 3 Month | 0.15% / 0.15% |
| 6 Month | 0.25% / 0.25% |
| 12 Month | 0.50% / 0.50% |
| 18 Month | 0.50% / 0.50% |
| 24 Month | 0.65% / 0.65% |
| 30 Month | 0.65% / 0.65% |
| 36 Month | 0.65% / 0.65% |
| 48 Month | 0.65% / 0.65% |
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