Whether you’re saving for short- or long-term needs, certificate accounts offer a great way to save for the future. Benefits include:

  • No maintenance fee
  • Minimum deposit of $500
  • Variety of terms, ranging from three months to 48 months
  • IRA Certificates
  • Prime Club members earn a special bonus rate of certificates*

*Certain restrictions apply 

Effective Date: September 1, 2018

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  • Monthly Certificate

    Account Type (Monthly Certificate) Dividend Rate/ Annual Percentage Yield (APY) Minimum Opening Deposit
    3 Month .60% / .60% $500.00
    6 Month .65% / .65% $500.00
    12 Month 1.40% / 1.40% $500.00
    18 Month 1.50% / 1.50% $500.00
    24 Month 1.70% / 1.70% $500.00
    30 Month 1.75% / 1.75% $500.00
    36 Month 1.80% / 1.80% $500.00
    48 Month 2.00% / 2.00% $500.00
  • Prime Club Monthly Certificate

    Account Type (Prime Club Monthly Certificate) Dividend Rate/ Annual Percentage Yield (APY) Minimum Opening Deposit
    3 Month .75% / .75% $500.00
    6 Month .80% / .80% $500.00
    12 Month 1.55% / 1.55% $500.00
    18 Month 1.65% / 1.65% $500.00
    24 Month 1.85% / 1.85% $500.00
    30 Month 1.90% / 1.90% $500.00
    36 Month 1.95% / 1.95% $500.00
    48 Month 2.15% / 2.15% $500.00
  • Quarterly Certificate

    Account Type (Quarterly Certificate) Dividend Rate/ Annual Percentage Yield (APY) Minimum Opening Deposit
    3 Month .60% / .60% $500.00
    6 Month .65% / .65% $500.00
    12 Month 1.40% / 1.41% $500.00
    18 Month 1.50% / 1.51% $500.00
    24 Month 1.70% / 1.71% $500.00
    30 Month 1.75% / 1.76% $500.00
    36 Month 1.80% / 1.81% $500.00
    48 Month 2.00% / 2.01% $500.00
  • Prime Club Quarterly Certificate

    Account Type (Prime Club Quarterly Certificate) Dividend Rate/ Annual Percentage Yield (APY) Minimum Opening Deposit
    3 Month .75% / .75% $500.00
    6 Month .80% / .80% $500.00
    12 Month 1.55% / 1.56% $500.00
    18 Month 1.65% / 1.66% $500.00
    24 Month 1.85% / 1.86% $500.00
    30 Month 1.90% / 1.91% $500.00
    36 Month 1.95% / 1.96% $500.00
    48 Month 2.15% / 2.17% $500.00
  • IRA Quarterly Certificate

    Account Type (IRA Quarterly Certificate) Dividend Rate/ Annual Percentage Yield (APY) Minimum Opening Deposit
    3 Month .60% / .60% $500.00
    6 Month .65% / .65% $500.00
    12 Month 1.40% / 1.41% $500.00
    18 Month 1.50% / 1.51% $500.00
    24 Month 1.70% / 1.71% $500.00
    30 Month 1.75% / 1.76% $500.00
    36 Month 1.80% / 1.81% $500.00
    48 Month 2.00% / 2.01% $500.00