Help keep your family’s finances protected while unlocking smart savings on everyday purchases and key financial services.
Benefits include:
- Free VISA® Debit Card with uChoose Rewards®
- Apple Pay®, Samsung Pay® and Google Pay®
- Free Mobile Banking, Online Banking and Bill Pay
- Access to nearly 30,000 surcharge-free ATMs, nationwide
- Earn 1.00% APY* on balances up to $10,000
- OOPSTM Occasional Overdraft Privilege Service allows us to consider, without obligation on our part, payment of your reasonable overdrafts, up to your OOPS! limit, as long as you maintain your account in good standing.
All for a monthly fee of $5.95. This fee will be waived when you maintain an average daily balance of $3,000 or more.
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uChoose Rewards
- Earn one point for every $3 spent on signature-based transactions.
- Redeem points for cash back, gift cards, merchandise and travel.
- Share points with family members on your account.
- Register for uChoose Rewards and start earning points wherever you shop!
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IDProtect®
Fully Managed Identity Theft Resolution Services
Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Identity Theft Expense Reimbursement Coverage2
Up to $10,000 to cover expenses associated with restoring your identity.
Identity Monitoring
Monitoring of more than 1,000 databases and public records to identify suspicious activity. (registration/activation required)
Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report. (registration/activation required)
Credit Report and Score3
Access to credit report and credit scores. (registration/activation required)
Credit Score Simulator3
Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your Vantage Score.
(registration/activation required)
Credit Score Tracker
Receive valuable insight into your credit score3,4. (registration/activation required)
Financial Wellness 360º
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and
more to help maximize financial wellness. (available via mobile or web only) -
Protection Benefits
Cell Phone Protection2
- Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible
applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. - Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account.)
Debit Advantage®
- Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft.
- Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the
warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)
- Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible
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Telehealth
Telehealth5
Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with physical and mental health care. There are zero copays, plus discounts on prescriptions and lab work. (registration/activation required)
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Saving Money
Travel and Leisure Discounts
Money-saving discounts from thousands of local and national businesses - redeem and print coupons online or access discounts
from a mobile device. Digital access makes saving super easy and convenient, giving instant savings anywhere, anytime. (available via mobile or web only)$hopping Rewards
Earn cash rewards when you shop online at dozens of your favorite retailers. (registration/activation required; available via mobile or web only)
Health Discount Savings
Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (registration/activation required)
Open your Checking Account today!
Get Started HereRegister for Kinetic Checking Benefits
To take advantage of our Kinetic Checking benefits and discounts, register one time here.
If you need assistance with your enrollment, give us a call at 706.320.8500.
1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance products are not insured by the NCUA or any federal government agency, not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
5 Available for the primary account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance
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