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Welcome to Kinetic Credit Union! We’re excited you’re interested in pursuing a position with our organization. We offer a variety of challenging and rewarding career opportunities. If you’re selected for our team, you will join a group of energized, committed employees whose mission is to better the lives of our members every day.
Our benefits package is very competitive and is designed to meet the needs of employees and their dependents. Employees are provided with a benefit package that includes paid time off; holidays; group insurance such as medical, dental, vision, life, dependent life and long term disability; and a 401(k) retirement plan with matching company contributions.
Our healthcare package includes medical, dental and vision coverage. Employees may select the coverage that best suits their individual circumstances. The medical plan includes coverage for prescriptions. The dental plan includes orthodontic coverage for dependents. The vision plan includes coverage for frames, contacts and lenses.
Employees may elect to participate in our flexible benefit plan to reduce medical and dependent care expenses by using pre-tax dollars. A debit card is provided as a convenient means of accessing these funds. This plan is covered by Section 125 of the IRS code and is a significant tax saving benefit.
Employees are provided with company paid life insurance and long-term disability coverage. The coverage amount is two times the annual salary. Long-term disability pays 66 2/3 of salary after 60 days.
Kinetic provides a 401(k) savings plan for all employees. Employees are immediately eligible to participate in this plan and can begin to realize tax and retirement savings from the first day of employment.
Employees may defer up to the IRS limit and receive a company match on the first 5%. The first 3% is matched dollar for dollar, and the next 2% is matched at fifty cents on the dollar for a total company match of 4%. Employee contributions and the company match are immediately vested.
In addition to the company match, Kinetic also contributes an additional 6% of compensation to the 401(k) regardless of employee participation. These contributions are vested after 5 years of service. This provides a total company contribution of up to 10% of total compensation.