Buying, selling or refinancing? Kinetic offers many different types of mortgages to fit your every need. We offer solutions to help you buy the home of your dreams.
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- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Conventional, FHA & VA Loans
- Construction Loans
- Home Equity Loans (lines of credit, closed end, undeveloped real estate)
Advantages to a Credit Union Mortgage Loan
- Preliminary mortgage counseling
- Member pre-qualification
- Itemized estimate of loan charges
- Competitive interest rates and points
- Variety of loan programs to choose from
- Automatic deduction of monthly payment from your transaction account
- Georgia Residential Mortgage Licensee
First-time Homebuyer Certificate
- *24-month term share certificate
- $500 minimum to open
- 2.50% APY**
- Eligible for additional deposits throughout the certificate term
- Maximum balance of $15,000
- Limit one certificate per membership
- ***Closing credit of $500 towards your mortgage closing with Kinetic
Federally Insured by NCUA
*Certificate is not eligible to automatically rollover into another certificate. However members do have the option to request a one-time renewal. Penalty for early withdrawal but the penalty will be waived if member presents a copy of a buyer’s contract. **APY=Annual Percentage Yield. Rates are accurate as of [effective-date]. ***Certificate must be opened a minimum of 90 days and cannot be used on an FHA loan. Loan must be closed within 6 months after certificate maturity.
Auto & Homeowners Insurance
You trust Kinetic Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you TruStage™ Auto & Homeowners Insurance. Auto and homeowners Insurance is now available through our website to provide better convenience to our members:
- Convenient e-service, pay your bill or make changes to your policy, even report a claim. All online.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free, no obligation quote to locate an agent at the local Liberty Mutual sales office.
Exclusively for credit union members like you, the TruStage™ Auto & Home Insurance Program provides affordable, top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 1-855-483-2149.
TruStage™ Auto & Home Insurance Program is offered by TruStage™ Insurance Agency, LLC, and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-7C9E
If you would like to make a request for information or an error resolution on your Kinetic Credit Union home equity loan, please submit the request in writing and send to:Kinetic Credit Union
PO Box 9818
Columbus, GA 31908