Buying, selling or refinancing? Kinetic offers many different types of mortgages to fit your every need. We offer solutions to help you buy the home of your dreams.

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We offer:

Contact our Residential Lending Department at 706.320.8585 or mortgages@kineticcu.com

Apply for a loan now! Rates and Calculators

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Advantages to a Credit Union Mortgage Loan

  • Preliminary mortgage counseling
  • Member pre-qualification
  • Itemized estimate of loan charges
  • Competitive interest rates and points
  • Variety of loan programs to choose from
  • Automatic deduction of monthly payment from your transaction account
  • Georgia Residential Mortgage Licensee
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First-time Homebuyer Certificate

  • *24-month term share certificate
  • $500 minimum to open
  • 2.50% APY**
  • Eligible for additional deposits throughout the certificate term
  • Maximum balance of $15,000
  • Limit one certificate per membership
  • ***Closing credit of $500 towards your mortgage closing with Kinetic

 

Federally Insured by NCUA


*Certificate is not eligible to automatically rollover into another certificate. However members do have the option to request a one-time renewal. Penalty for early withdrawal but the penalty will be waived if member presents a copy of a buyer’s contract. **APY=Annual Percentage Yield.  Rates are accurate as of [effective-date].  ***Certificate must be opened a minimum of 90 days and cannot be used on an FHA loan. Loan must be closed within 6 months after certificate maturity.  

Auto & Homeowners Insurance

TruStage™

You trust Kinetic Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you TruStage™ Auto & Homeowners Insurance. Auto and homeowners Insurance is now available through our website to provide better convenience to our members:

  • Convenient e-service, pay your bill or make changes to your policy, even report a claim. All online.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no obligation quote to locate an agent at the local Liberty Mutual sales office.

Exclusively for credit union members like you, the TruStage™ Auto & Home Insurance Program provides affordable, top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

Learn More

TruStage™ Auto & Home Insurance Program is offered by TruStage™ Insurance Agency, LLC, and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-7C9E

If you would like to make a request for information or an error resolution on your Kinetic Credit Union home equity loan, please submit the request in writing and send to:

Kinetic Credit Union
PO Box 9818
Columbus, GA 31908