The Latest News
- Smart Steps Financial Education
- Macon Road Branch
- Kinetic Mortgages
- Mobile Widget
- Rename your Account
- Auto Refinance Program
- First-time Homebuyer Certificate
Smart Steps Financial Education Program
Macon Road Branch Closing
The Macon Road Branch and Drive-thru, located at 2944 Macon Road, is permanently closed.
Kinetic has five other full-service locations to serve you including our 13th Center Branch and Drive-thru located less than 2 miles away. Click here for a complete list of branches and ATMs.
Remember, should you need to apply for a loan, just call (706) 320-8575 or apply online at kineticCU.com. You do not need to visit a branch to apply.
Contact our Residential Lending Department
706.320.8585 or email@example.com
Kinetic Mobile App Widget
Click here to learn how to add the widget to your apple or android device.
Give your account a new nickname through online banking!
Click here for details.
Auto Refinance Program
Visit our Vehicle Loans page for details!
First-time Homebuyer Certificate
Looking to buy your first home? Kinetic Can Help!
Introducing Kinetic's First-time Homebuyer Certificate. Earn interest while you save for new home!
- *24-month term share certificate
- $500 minimum to open
- 2.50% APY**
- Eligible for additional deposits throughout the certificate term
- Maximum balance of $15,000
- Limit one certificate per membership
- ***Closing credit of $500 towards your mortgage closing with Kinetic
Federally Insured by NCUA
*Certificate is not eligible to automatically rollover into another certificate. However members do have the option to request a one-time renewal. Penalty for early withdrawal but the penalty will be waived if member presents a copy of a buyer’s contract. **APY=Annual Percentage Yield. Rates are accurate as of June 1, 2019. ***Certificate must be opened a minimum of 90 days and cannot be used on an FHA loan. Loan must be closed within 6 months after certificate maturity.