The Latest News

Smart Steps Financial Education Program

Macon Road Branch Closing

The Macon Road Branch and Drive-thru, located at 2944 Macon Road, is permanently closed. 

Kinetic has five other full-service locations to serve you including our 13th Center Branch and Drive-thru located less than 2 miles away. Click here for a complete list of branches and ATMs.

Remember, should you need to apply for a loan, just call (706) 320-8575 or apply online at kineticCU.com. You do not need to visit a branch to apply. 

Kinetic Mortgages

Contact our Residential Lending Department
706.320.8585 or mortgages@kineticcu.com

Kinetic Mobile App Widget

Click here to learn how to add the widget to your apple or android device.

Give your account a new nickname through online banking!

Click here for details.

Auto Refinance Program

Visit our Vehicle Loans page for details!

First-time Homebuyer Certificate

Looking to buy your first home? Kinetic Can Help!

Introducing Kinetic's First-time Homebuyer Certificate. Earn interest while you save for new home! 

  • *24-month term share certificate
  • $500 minimum to open
  • 2.50% APY**
  • Eligible for additional deposits throughout the certificate term
  • Maximum balance of $15,000
  • Limit one certificate per membership
  • ***Closing credit of $500 towards your mortgage closing with Kinetic

Federally Insured by NCUA

*Certificate is not eligible to automatically rollover into another certificate. However members do have the option to request a one-time renewal. Penalty for early withdrawal but the penalty will be waived if member presents a copy of a buyer’s contract. **APY=Annual Percentage Yield.  Rates are accurate as of June 1, 2019.  ***Certificate must be opened a minimum of 90 days and cannot be used on an FHA loan. Loan must be closed within 6 months after certificate maturity.