The Latest News


Double Your Points

As a thank you to our members, we are doubling the ScoreCard Bonus Points earned on eligible purchases made between November 22 and December 31.

  • Eligible Kinetic Debit Cards will earn 2 bonus points for every $3 of a qualifying signature debit card purchase.

  • Eligible Kinetic Credit Cards will earn 2 bonus points for every $2 of a qualifying signature credit card purchase.

Redeem your points for merchandise and travel rewards by visiting the ScoreCard Rewards website. 

The 280 Branch has Reopened!

Kinetic is proud to serve East Alabama with the reopening of the Highway 280 Branch. The updated location is fully equipped with the latest technologies that include our Personal Teller Machines and credit card Instant Issue. 

Special Certificate

Auto Refinance Program

Visit our Vehicle Loans page for details!


Kinetic Credit Union is giving you the chance to skip your November or December auto loan payment*. You can use the extra cash for holiday shopping or just enjoy the peace of mind for a month.
Click here to learn more.

Credit Cards


First-time Homebuyer Certificate

Looking to buy your first home? Kinetic Can Help!

Introducing Kinetic's First-time Homebuyer Certificate. Earn interest while you save for new home! 

  • *24-month term share certificate
  • $500 minimum to open
  • 2.50% APY**
  • Eligible for additional deposits throughout the certificate term
  • Maximum balance of $15,000
  • Limit one certificate per membership
  • ***Closing credit of $500 towards your mortgage closing with Kinetic

Federally Insured by NCUA

*Certificate is not eligible to automatically rollover into another certificate. However members do have the option to request a one-time renewal. Penalty for early withdrawal but the penalty will be waived if member presents a copy of a buyer’s contract. **APY=Annual Percentage Yield.  Rates are accurate as of October 1, 2018.  ***Certificate must be opened a minimum of 90 days and cannot be used on an FHA loan. Loan must be closed within 6 months after certificate maturity.