Kinetic Credit Union is proud to offer the VISA Diamond credit card for your borrowing needs. 

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The VISA Diamond includes many great benefits, including:

  • No Annual Fee
  • Mobile Payments
  • 25-Day Grace Period*
  • Cash Advances at ATMs worldwide
  • Balance Transfers
  • Credit Life and Credit Disability Insurance (optional)
  • uChoose Rewards

uChoose Rewards

Uchoose Rewards is a rewards program enabling you to earn points when you make purchases using your Visa Diamond credit card. Now, you'll get more with every purchase. Every time you use your card, you earn points that reward you with exactly what you want.

  • Earn one point for every $2 spent. 
  • You can redeem your points for cash back, event tickets, electronics, gift cards, hotel rooms, rental cars, airline tickets, and so much more.
  • Share points with family members on your account.
  • Membership in the rewards program is absolutely free. 

Register for uChoose Rewards today! 

Card Contact Information

  • To report a Lost/Stolen card please call 844-436-1753.
  • To report unauthorized transactions on your card please call 844-436-1754.
  • To activate and set a PIN on your Debit and Credit card please call 844-373-1730.
  • To set a PIN on your ATM card please call 800-992-3808.


Apply Today

*Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date each month. The standard variable APR for purchases is the Prime Rate (index) plus a margin based on your creditworthiness. Please note that these rates will vary with the Prime Rate. If your card is being declined and you’ve received a message from us regarding the activity on your card, please call 877-253-8964.