Kinetic Credit Union is proud to offer the VISA Diamond credit card for your borrowing needs. 

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The VISA Diamond includes many great benefits, including:

  • No Annual Fee
  • Mobile Payments
  • 25-Day Grace Period*
  • Cash Advances at ATMs worldwide
  • Balance Transfers
  • Credit Life and Credit Disability Insurance (optional)
  • Scorecard Rewards

ScoreCard Rewards

ScoreCard Rewards lets you choose whether to use your points for cash back, merchandise, gift cards, or travel. Receive one point for every $2 spent. Double points for the first 45 days!


There are thousands of merchandise items available and are updated with monthly and seasonal specials.

Travel Rewards

Hotel discounts, weekend getaways, car rentals, hotel stays or a round-trip coach airline ticket to virtually any destination in the world.

Event Tickets

Use your rewards for a variety of attractions and activities.

Digital Rewards

Use your rewards to download music and movies. 

Give to Charity

Use your rewards to give back to the charity of your choice. 


Check out special deals chosen just for you with the ScoreMore Deals feature.


For more information, visit 

Card Contact Information

  • To report a Lost/Stolen card please call 844-436-1753.
  • To report unauthorized transactions on your card please call 844-436-1754.
  • To activate and set a PIN on your Debit and Credit card please call 844-373-1730.
  • To set a PIN on your ATM card please call 800-992-3808.


Apply Today

*Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date each month. The standard variable APR for purchases is the Prime Rate (index) plus a margin based on your creditworthiness. Please note that these rates will vary with the Prime Rate. If your card is being declined and you’ve received a message from us regarding the activity on your card, please call 877-253-8964.