IMPORTANT INFORMATION: Kinetic full-service branches are currently available by appointment. All drive-thrus, South Lumpkin Service Center, and Express Service Center are available for teller transactions. Visit our COVID-19 response page for the latest information.
Holiday Closing: Kinetic will be closed on Monday, January 18 in observance of the Martin Luther King Jr. holiday. ATMs, Telephone Banking, Mobile Banking and eBranch are available 24 hours a day for your convenience.
Kinetic Credit Union is giving you the chance to skip your November or December auto loan payment*. You can use the extra cash for holiday shopping or just enjoy the peace of mind for a month.
Your application must be submitted at least one week before your payment due date. A $30 service fee will be deducted from the account of your choice. To take advantage of this Skip-A-Pay offer, complete the application within eBranch, give us a call at 706.320.8500, or Visit any Full-Service Kinetic Branch.
*All Skip-A-Pay requests are subject to Kinetic Credit Union approval. Interest and finance charges will continue to accrue. Deferring your payment will extend the term of your loan(s). Your account must be in good standing. This means that your membership share has the required $25 minimum balance and you have no charged off accounts with us. This offer is only valid for eligible auto loans that are not in a delinquent status. Offer not valid on new loans within the first 180 days and on any loan that has had an extension approved in the current calendar year. You may complete one skip per eligible loan before December 31, 2020. This special Skip-A-Pay offer may be used for one of the following options: one monthly loan payment, two consecutive bi-weekly payments or four consecutive weekly loan payments. The application must be received at least one week prior to your due date. If you make your Kinetic auto loan payment automatically from another financial institution, it is your responsibility to cancel/postpone your payments.
