1. No purchase is necessary. Membership is required to participate in the contest.

  2. Eligibility for Promotion: Beginning Monday, November 23, 2020. Participation is limited to eligible persons who are 18 years of age or older and members of Kinetic Credit Union. Member is only eligible to win once. The Promotion begins Monday, November 23, 2020 at 12:01 a.m. EST and ends Monday, December 28, 2020 at 11:59 p.m. EST. Employees of the Credit Union and their immediate family members residing in a single household are not eligible. All winners will be notified by the Credit Union. If any prize is unclaimed, an alternate winner will be chosen.

  3. Prizes. The Credit Union will award a total of five (5) prizes consisting of the following: $500. There will be a total of five drawings. Drawings to be held at 13th center location on December 1, 2020, December 8, 2020, December 15, 2020, December 22, 2020, and December 29, 2020.

  4. How to enter: The member must complete a transaction using Apple Pay, Samsung Pay or Google Pay with a Kinetic credit or debit card to be entered. Each transaction is an entry.

  5. Void where prohibited by law. All federal, state and local laws and regulations apply.

  6. By accepting a prize, a winner consents to the use of his/her name and photograph or likeness for advertising and promotional services without compensation.

  7. Prize winners are responsible for all federal, state, local or other taxes or other assessments that may be associated with or imposed upon the winner of any prize in this promotion.

  8. Release of Claims: All winners, members of any winners household, relatives and persons who use any prize awarded by the Credit Union, and such persons heirs, assigns, executors, and administrators release and exempt the Credit Union and it directors, officers, employees and agents from any and all claims, actions, demands, choses in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death.

  9. The name of the prize-winner may be posted at all Credit Union branches and will be published in the Credit Union's newsletter and other information resources (including the Credit Union's website).

  10. Five (5) winners will be selected in a random drawing from among the eligible entrants received by November 30, 2020, December 7, 2020, December 14, 2020, December 21, 2020, and December 28, 2020. The selection of a prizewinner hereunder will be final.

  11. The $500 will be deposited into the members' Savings Account after each drawing is complete. The value of the prize will be reported to the IRS, state, or local tax authorities, if required by applicable law. The recipient is responsible for any taxes.

  12. The Promotion is sponsored by Kinetic Credit Union, 1251 13th Street, Columbus, Georgia 31901.