The holidays are just around the corner! Now is a great time to start planning for your holiday spending. Kinetic Credit Union makes saving easy with our variety of savings account options. Regardless of what your savings and spending plans are, Kinetic Credit Union’s savings accounts are bound to have you covered. From our standard savings account to our Christmas savings account, Kinetic will help your holiday season stay bright!

Unwrap Your Savings

Kinetic Credit Union is proud to offer a variety of different savings accounts to help you meet your specific savings goals. Our Regular Savings account is a great place to start. Every member opens a Regular Savings account upon joining Kinetic Credit Union. With a $25 minimum deposit and a 0.10% dividend yield/APY*, our Regular Savings account serves as a perfect way to start saving for all that holiday spending! Better yet, Kinetic Credit Union’s Christmas Savings account can help you prepare for all of your holiday expenses throughout the year. Offering a 0.20% dividend yield/APY*, our Christmas Savings account lets your money grow for you, so you have a little extra cash just in time for the holidays. Requiring only a $5 deposit to open the Christmas Savings account, your balance is automatically deposited into your Regular Savings account each year on October 1 for easy access.

Give the Gift of Savings!

A valuable gift for your kids this season is teaching them healthy saving habits. Kinetic Credit Union’s Greenkids and Xtreme Savers accounts are the perfect way to get your kids saving for their futures. Our Greenkids Savings account is for kids age 12 and younger. For each deposit your child makes, they receive a stamp in their transaction register and earn great prizes! Our Xtreme Savers Savings account is for kids age 13-17 and is dedicated to helping teens learn the importance of good savings habits. With a 0.10% dividend yield/APY* for both of these accounts, your kids can start saving for the holidays too!

Holiday Savings Tips

Now that you know how to save for the holidays with Kinetic Credit Union’s Savings Accounts, here are a few tips to make your money go further. Make a list! Making a list of everyone that you need to get gifts for will help organize your shopping so you don’t buy too much or accidentally skip over someone important. Start checking deals online early! Technology can help save a ton of money if you know how to use it correctly. Check online deals and search for online coupons to help cut back some of those holiday expenses. Lastly, find small ways to save throughout the year and it will all add up. Even something as simple as not ordering that $5 coffee once a week for a year will save you over $250 by the end of the year. Skip all the extra stuff and you’ll thank yourself later.

Save More with Kinetic Credit Union Savings Accounts

It’s time to start planning for your holiday spending and Kinetic Credit Union has your back. Our variety of savings accounts will do all the heavy lifting this holiday season. For more information about any of our savings accounts, visit our website or visit any of our full-service branch locations. Happy Holidays and Happy Saving!


APY=Annual Percentage Yield