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What have you heard about credit cards?
Sometimes credit cards can get a bad rap because of overuse and irresponsibility. Yes, some credit card companies will push you into an account with them just for their own agenda. Giving you a credit card with extremely high fees, high interest, and very few perks. However, here at Kinetic Credit Union, we want to do what is right for our customers. This includes issuing Kinetic credit cards. In this blog, we will shed light on the perks of the Kinetic credit card.
Kinetic Credit Union is proud to offer the VISA Diamond credit card for your borrowing needs. With competitive rates and no annual fee, a VISA Diamond credit card can get you where you need to go.
No Annual Fees
The Kinetic credit card has no annual fees which means you will NOT be charged a yearly rate for purchasing items on your card. Some cards will try to sell you on the idea that your cashback rewards will exceed the annual fee you have to pay, this generally is not the case. With the VISA Diamond credit card, you will not have an annual fee AND you will still reap rewards for using this card!
Mobile Payments with your Kinetic Credit Card
In this day and age, mobile payments are a necessity. According to statista.com “In 2023, it is estimated that there will be 1.31 billion proximity mobile payment transaction users worldwide, up from 950 million users in 2019.” This goes to show that the time for mobile payments isn’t going away, it’s only starting. Mobile payments have many benefits such as convenience, security, and rewards.
25 Day Grace Period on your Kinetic Credit Card
A grace period is a period of time after your credit card payment due date wherein you can make a payment with no additional fees or penalties. Here at Kinetic Credit Union, we get that life happens. This is why we offer this 25 day grace period to our customers. We want to take care of you!
Worldwide Cash Advances at ATM’s
A cash advance is when you borrow money against your card’s line of credit. The Kinetic Credit Card allows cash advances worldwide at ATMs! You absolutely never know when you will need to grab some cash. You may be in your home country, you may be thousands of miles from home! It’s better to play it safe than sorry when it comes to your safety. The Kinetic Credit Card will have your back, wherever you go.
It’s Time to Apply for your Kinetic Credit Card
Here at Kinetic Credit Union, we are dedicated to giving our customers the best experience with their financials possible. The benefits listed in this blog were just a few of the reasons that this credit card could be the right one for you! We want to give you the ease and protection that you deserve with a credit card.
If you are ready to apply for your card, click here!
Learn more about how credit cards work and how to effectively use them.