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What's New at Your Credit Union

Now Open! Phenix City Branch Drive-thru on 280 Bypass!

The Drive-thru at our branch in Phenix City has reopened following a brief renovation. It now features an ATM and two Drive-thru lanes utilizing Personal Teller Machines (PTM). The new PTMs provide you even faster service for your basic transactions. Just touch the screen to speak to a Kinetic Teller. They will complete your transaction and you’ll be on your way even faster than before.  

Plus, PTMs allow us to provide new extended hours for our Phenix City Drive-thru.  You can now use the Drive-thru Monday – Friday, 9 a.m. – 7 p.m. and on Saturday from 9 a.m. – noon.  

For more information on PTMs, visit our special PTM page

Ready to upgrade for summer? Now is the time to purchase that new or used boat, motorcycle, ATV, UTV or RV. Kinetic is offering rates as low as 5.19% APR!

Click here to Apply!
280 Drive-=thru Construction
The 280 Branch Lobby, located at 3722 Highway 280/431 Phenix City, AL, will be temporarily closed on July 9 for renovation.

The 280 Drive-thru & ATM will remain open during the rennovation.

All other branch locations will be open during this time. As always, you may access your accounts through our mobile banking, home banking, and telephone banking options.

Remember, should you need to apply for a loan, just call (706) 320-8575 or apply online at You do not need to visit a branch to apply.
Kinetic Checking
We are excited to introduce a groundbreaking new checking for our members – Kinetic Checking. Kinetic Checking is designed to help keep your family finances safe while giving you smart discounts on financial services and everyday purchases. Find out more about Kinetic Checking.

Personal Teller Machines
Kinetic is introducing a new Teller experience! Personal Teller Machines combine face-to-face interaction with video technology to provide a personalized, efficient service experience. Click here to learn more!
Card Valet
Kinetic Credit Union is proud to announce that we now offer the CardValet® smartphone app!

Learn more about the many benefits the CardValet app can offer you. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use the CardValet app.
Kinetic in the Community

Kinetic's Christmas In July
Youth Month
On Thursday, July 26, Kinetic Credit Union wrapped up a month of celebrating Christmas in July by donating items to local agencies. Kinetic employees and their families donated school supplies, children’s clothing, non-perishable food, toys, and much more. Kinetic also donated Cubby Bears to the Phenix City Police Department and the Harris County Sheriff’s Department. Cubby bears are given to children during emergency situations.

A presentation of the items collected was held on Thursday, July 26 at 11 a.m. at Kinetic’s 13th street branch, 1251 13th Street, Columbus, Ga. Agencies in attendance included Valley Rescue Mission, Feeding the Valley, Phenix City Police Department, Harris County Sheriff’s Department, Homeless Resource Network, Orchard View Nursing Home, Children’s Miracle Network, Neighborworks, and the Boys and Girls Club.