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What's New at Your Credit Union

Let TurboTax:
  • Guide you step-by-step through your return like a GPS, with special help for first-time users.
  • Save you time by accurately importing personal and financial data.
  • Get you the biggest refund you deserve fast - in as few as eight days with convenient direct deposit.
Log into eBranch today to get started!

Apple Pay

Soon you will be able to use your Kinetic credit and debit cards with Apple Pay, the easy, secure, and private way to pay.

Use Apple Pay with iPhone 6 to pay in stores without swiping your cards and within apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

In addition, paying with Apple Pay is private as the cashier never sees your name, card numbers or security code.

We’ll share more information about how to get started using Apple Pay with Kinetic cards closer to availability.

See your complete financial picture in one place with FinanceWorks. FinanceWorks can help you establish budget goals, see where your money is going so you can get better insight into spending behavior and make better financial decisions and save more. Login to eBranch to get started or click here to learn more.

Prime Rate Home Equity Line of Credit

Need some cash? Use your home’s equity how and when you want! Get a line of credit secured by the equity in your home. It is an excellent plan when you simply want the money to be there in case you need it. Since this is a revolving line of credit, as you pay back what you borrow, the money is yours to use over and over again. Home Equity rates are determined on member qualifications and loan amount.

Fixed Rate Home Equity

Equity loans offer cash for debt consolidation, home improvements, or investments. With a Fixed Rate Home Equity, you can borrow more money and pay it back over a longer period of time to get you the financing that best fits your budget.

Apply now!

  • Appraisal fee refunded on all closed loans (typically a savings of about $450)
  • HELOC: access to transfer funds in eBranch, no minimum on draws
  • New HELOCs now have a 10 year draw period


The Kinetic VISA Diamond Credit Card combines a super-low rate with outstanding rewards. And with no annual fee, it's the smart choice for a credit card.

You'll earn bonus points  for every purchase made with your Kinetic VISA Diamond card. Those points can be redeemed for brand-name merchandise and awesome travel rewards, including airline tickets.

Apply now!

*Annual Percentage Rate is accurate as of June 30, 2014. This APR will vary with the market based on the Prime Rate. Your rate is determined by a review of your credit report and other pre-determined credit criteria.

Kinetic in the Community

Dancing With The Snakes

The annual CMN Tip-A-Snake was another success! Kinetic was honored to partner with the Columbus Cottonmouths and Columbus Regional Health to raise money for Children’s Miracle Network. There was lots of Kinetic Energy at the sold out event as attendees Danced with the Snakes for a great cause.

Planting Seeds for the Future

Kinetic believes that a vibrant community contributes to a successful business. On Presidents Day, all 140 Kinetic employees worked together to plant 53 trees at Shirley Winston Park. Oaks, poplars, and crepe myrtles were planted to provide shade along the left side of the entrance to the park.

Kinetic would like to thank Keep Columbus Beautiful and Trees Columbus for coordinating this great event for our employees