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What's New at Your Credit Union

Kinetic Opens New Branch in Midland
Lakeside Village location is first micro branch featuring Personal Tellers  using two-way video.

Kinetic Credit Union’s new branch at Lakeside Village in Midland, Ga. is now open. The branch is in the current retail storefront building on the east side of the complex facing Starbucks at 6516 Kitten Lake Drive.

“Having a physical presence in Midland serves a need for our current members in that area and positions us for growth in a blossoming part of the community,” said Janet Davis, President and CEO. “Midland, northeast Columbus, and Harris County are home to a large number of families and young professionals that will benefit from having a local credit union presence nearby.”

The Lakeside Village office is Kinetic’s first micro branch. The office space consists of 1,500 square feet and has three onsite employees who will provide full service activities, such as opening accounts and closing loans. The branch also features three Personal Teller Machines (PTM) that provide basic teller transactions via two-way video. Using a touch screen video, members will interact with a teller who will work from a remote, centralized location. Members will be able to choose how they want to communicate with the teller – speaking normally using the built-in sound system, using their own headsets or ear buds, or with the provided handset. There is also a text function located on the screen.

“This type of efficient use of service and technology is the future of banking. It’s new to the market and relatively new to the banking industry,” said Davis. “We will be able to continue providing a strong service experience while utilizing a more efficient model. We will begin utilizing these concepts in our current branches going forward and members will begin enjoying the enhanced technology next year as we retrofit our current locations.”

The lobby will be open from 10 a.m. – 6 p.m. Monday – Friday and Saturdays from 9 a.m. – 12 p.m. Hours to access PTMs will be extended by one hour during the week to 10 a.m. – 7 p.m. and 9 a.m. – 12 p.m. on Saturdays.

Kinetic is offering special incentives to new members who visit the Lakeside Village branch and join the credit union. They will receive a t-shirt, earbuds, and can also receive special loan discounts and bonus rates on certificates. Membership is open to anyone who lives, works, worships, or attends school in Muscogee and Harris County in the Midland area. Membership is also available for Chattahoochee and Marion counties in Georgia and Lee, Russell, and Macon counties in Alabama.

For an inside look at the new location click here !
Kinetic Credit Union is proud to announce that we now offer the CardValet® smartphone app!

Learn more about the many benefits the CardValet app can offer you. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use the CardValet app.
It's time to start your Kinetic Christmas Club! If you already have one, you know how wonderful they are and how easy it makes your holidays. Existing accounts will automatically renew, but if you don't have one, October is the month to open your Christmas Club. Stop by a branch or just call us now at 706.320.8575. 

Sign up for Mortgage Rate Watch and let Kinetic keep an eye on interest rates so that you don't have to!

Receive great information from Rate Watch with Kinetic! Choose to receive mortgage rates daily, weekly or monthly. Figures are based on a few simple questions and are designed to give you a general idea on what to expect when buying a new home or refinancing your existing home with Kinetic.

Click here  to sign up for mortgage rate watch.
Designed to provide teachers the extra funds they need to give their students an exceptional learning environment. This 12-month loan is available with no interest to help our teachers and students succeed.
*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at time of loan origination. Only one classroom supplies loan may be originated at a time. No loan discounts. Rates, terms, and conditions subject to change without notice.

The South Lumpkin Service Center, located at 1807D South Lumpkin Road in Columbus, will be temporarily closed for renovation beginning Sept. 6. The facility will reopen later in the fall. For your convenience, our new Instant Deposit ATM at the location will still be available during the renovation period. If you need to visit another branch during the renovation period, please visit our Locations page to find a branch convenient for you. As always, you may access your accounts through our mobile banking, home banking, and telephone banking options
ENV Cards
Kinetic Credit Union now offers high-tech chip cards to all our debit and credit cardholders.

Learn more about the security enhancements chip cards offer. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use your card at chip-enabled terminals.


Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee

Walk to End Alzheimer’s

Kinetic participated in the Columbus Walk to End Alzheimer’s on Friday, September 23, 2016 in Uptown Columbus. It was a beautiful night with a great group supporting this cause. Kinetic's team raised over $5,000.00 for this event!

Paint The Town Pink

Kinetic will be participating in the Paint The Town Pink Event on Friday, October 21st. This event will be at Woodruff Park starting at 6:30 p.m. with a bright 5k run.

Paint the Town Pink is a campaign helping raise money for breast cancer awareness with all the money raised staying within 13 local counties. Have you registered for the Paint The Town Pink Fun Walk/Run? Registration is going on now and up until the day of the race! Click here to register for this event!