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What's New at Your Credit Union

Kinetic is proud to offer Mobile Banking through all available channels. Our Apple and Android Apps are available for iPhone, iPads as well as Android phones and tablets. Visit your device App Store for download.

We also offer Text Message Banking and Mobile Web access on any web capable cell phone. Visit eBranch to sign up for text message banking.


Make your holidays merry with the Kinetic Visa Diamond Credit card! Enjoy a super-low rate with outstanding rewards. And with no annual fee, it's the smart choice for a credit card.

You'll earn bonus points  for every purchase made with your Kinetic VISA Diamond card. Those points can be redeemed for brand-name merchandise and awesome travel rewards, including airline tickets.

Apply now!

*Annual Percentage Rate is accurate as of October 1, 2015. This APR will vary with the market based on the Prime Rate. Your rate is determined by a review of your credit report and other pre-determined credit criteria.

Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee

Kinetic in the Community

Kinetic Credit Union and the University of Georgia Small Business Development Center (SBDC), along with representatives from Fort Benning, the U.S. Small Business Administration (SBA) and NOW Corp, hosted a free event, titled “Grow Your Business NOW with Fort Benning and Other Government Agencies: Tips to Help You Win New and Larger Contracts.”

The lunch program focused on how small and disadvantaged businesses can effectively position their businesses to win federal government contracts, including Fort Benning contracts, and successfully manage the cash flow challenges associated with funding those contracts. Speakers at the event included Stephen Magner, assistant director of the Fort Benning Army Office of Small Business Programs; Jennifer Tilden, associate district director of business development at the US Small Business Administration; Mark Lupo, area director of the University of Georgia Small Business Development Center; and Lara Hodgson, president and CEO of NOW Corp.

Kinetic Credit Union will close on Thursday, November 26, Friday, November 27 and Saturday, November 28 in observance of the Thanksgiving Holidays.

Please remember: Our ATMs, Telephone Banking, Mobile Banking and eBranch are available for your convenience.