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What's New at Your Credit Union

*New members can receive up to $400 when they join Kinetic. Click the Get Started Button for more information.

For our current members we are giving $50 for every member you refer to Kinetic! Click the Learn More button for more information.

Apple Pay

Soon you will be able to use your Kinetic credit and debit cards with Apple Pay, the easy, secure, and private way to pay.

Use Apple Pay with iPhone 6 to pay in stores without swiping your cards and within apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

In addition, paying with Apple Pay is private as the cashier never sees your name, card numbers or security code.

We’ll share more information about how to get started using Apple Pay with Kinetic cards closer to availability.

The Kinetic VISA Diamond Credit Card combines a super-low rate with outstanding rewards. And with no annual fee, it's the smart choice for a credit card.

You'll earn bonus points  for every purchase made with your Kinetic VISA Diamond card. Those points can be redeemed for brand-name merchandise and awesome travel rewards, including airline tickets.

Apply now!

*Annual Percentage Rate is accurate as of April 1, 2015. This APR will vary with the market based on the Prime Rate. Your rate is determined by a review of your credit report and other pre-determined credit criteria.

Mortgage Loans from Kinetic offer great rates, no origination fees and a variety of loan programs to choose from!
  • Conventional 30-year fixed rate
  • Adjustable Rate Mortgages
  • FHA
  • VA
  • Construction Loans
  • Refinance
  • Home Equity
Applying is easy! Click here or call us at (706) 320-8585.
Georgia Residential Mortgage Licensee

Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee

Thanks to the Credit Union Member Discount from GM, all current and eligible Kinetic members can receive a special discounted price when they purchase an eligible, new GM vehicle. This is in addition to most current incentives and special offers! Depending on the vehicle, you could save hundreds, even thousands of dollars on your next new Chevrolet, Buick, or GMC vehicle purchase just for being a credit union member.

Visit the Credit Union Member Discount page to see how much you can save and request your GM Authorization Number. Our members can save big with great low rates when you finance your new vehicle through Kinetic. Contact us at 706.320.8575 or apply online .

Kinetic’s eBranch has new features!

Managing all your accounts is now easier than ever! Now you are able to view all associated Kinetic Credit Union accounts that you are joint owner on in “My Accounts” without having to perform multiple logins. Cross-member transfers to/from other Kinetic accounts are easier than ever through the credit union’s “Move Money” menu. eBranch users are able to view pending transactions for their accounts. Pending transactions will always show at the top of the account transaction history screen.
  • View pending transactions
  • View all associated Kinetic accounts on which you are a joint owner without having to perform multiple logins
  • Perform cross-member transfers to/from other Kinetic accounts

Kinetic in the Community

CMN Bowl-A-Thon

Kinetic joined with other local Credit Unions to help raise money for the annual CMN Bowl-A-Thon. Together over $43,000 was raised to help benefit our local Children’s Miracle Network.