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What's New at Your Credit Union

Our Express Service Center is now open after a recent renovation. The newly updated location features our PTMs, which can handle the majority of your financial needs, as well as an Instant Deposit ATM. This location features extended hours on weekdays of 10:00 a.m. until 7:00 p.m. Stop by and check out the updated location today!
Money Management Upgrade
Kinetic is proud to announce our newest Online Banking tool, Money Management. Money Management is an upgrade from our current FinananceWorks system. With Money Management you can see all of your accounts, including those from other financial institutions, all in one place. It’s even easier now to budget! Our new bubble system immediately shows you the relative health of your budget instantly. Every transaction is automatically categorized so you can spend smarter. On February 13th you will be able to start taking advantage of this great new tool.

Current FinanceWorks users can expect the following:
  • All of your historical transactions and categorization will be carried over to Money Management. Any new categorization you choose will be kept up to date more accurately! FinanceWorks only had a 60% accuracy rate when categorizing your transactions while Money Management has a 90% success rate.
  • All of your outside Financial Institutions will carry over to the new system. However, you will need to re-verify your credentials to all outside institutions for security purposes.
Login to eBranch and click on Manage Money to experience this exciting new tool.
280 Drive-=thru Construction
The 280 Drive-thru & ATM, located at 3722 Highway 280/431 Phenix City, AL, will be temporarily closed for renovation beginning May 7, 2018. The Drive-thru & ATM will reopen in early July 2018.

The 280 Branch will remain open during the renovation period.

All other branch locations will be open during this time. As always, you may access your accounts through our mobile banking, home banking, and telephone banking options.

Remember, should you need to apply for a loan, just call (706) 320-8575 or apply online at You do not need to visit a branch to apply.
Kinetic Checking
We are excited to introduce a groundbreaking new checking for our members – Kinetic Checking. Kinetic Checking is designed to help keep your family finances safe while giving you smart discounts on financial services and everyday purchases. Find out more about Kinetic Checking.

When you save your Kinetic Visa® debit and credit card for things like bill payments and online purchases, we can update your payment info automatically when it changes and your card is re-issued.* With Visa Account Updater, you can:
  • Skip the hassle of updating your payment info when your card number changes (such as for lost, stolen, or expired cards)
  • Avoid declined payments
  • Prevent service interruptions
This new feature is now available! For faster, easier payments, you will be able to save your Kinetic Visa Debit and Credit Card with participating billers.

To activate this new feature for your Kinetic Visa debit and credit cards, just call us at (706) 320-8500.

*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.
Personal Teller Machines
Kinetic is introducing a new Teller experience! Personal Teller Machines combine face-to-face interaction with video technology to provide a personalized, efficient service experience. Click here to learn more!
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Mobile Payments

Pay Securely With A Single Touch

Available with the Kinetic Debit and Credit Cards.
Card Valet
Kinetic Credit Union is proud to announce that we now offer the CardValet® smartphone app!

Learn more about the many benefits the CardValet app can offer you. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use the CardValet app.
Kinetic in the Community

DBI Women's Empowerment Luncheon
Kinetic Employees Volunteer at the Ronald McDonald House
The DBI Women's Empowerment Luncheon was launched during March, to inspire and encourage women, in honor of the Women's History Month. The ladies from Kinetic were there in support!