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What's New at Your Credit Union

New members can receive up to $500* when they join Kinetic.

For our current members we are giving $50 for every member you refer to Kinetic!

Let TurboTax:
  • Guide you step-by-step through your return like a GPS, with special help for first-time users.
  • Save you time by accurately importing personal and financial data.
  • Get you the biggest refund you deserve fast - in as few as eight days with convenient direct deposit.
Log into eBranch today to get started!

Apple Pay

Soon you will be able to use your Kinetic credit and debit cards with Apple Pay, the easy, secure, and private way to pay.

Use Apple Pay with iPhone 6 to pay in stores without swiping your cards and within apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

In addition, paying with Apple Pay is private as the cashier never sees your name, card numbers or security code.

We’ll share more information about how to get started using Apple Pay with Kinetic cards closer to availability.

Prime Rate Home Equity Line of Credit

Need some cash? Use your home’s equity how and when you want! Get a line of credit secured by the equity in your home. It is an excellent plan when you simply want the money to be there in case you need it. Since this is a revolving line of credit, as you pay back what you borrow, the money is yours to use over and over again. Home Equity rates are determined on member qualifications and loan amount.

Fixed Rate Home Equity

Equity loans offer cash for debt consolidation, home improvements, or investments. With a Fixed Rate Home Equity, you can borrow more money and pay it back over a longer period of time to get you the financing that best fits your budget.

Apply now!

  • Appraisal fee refunded on all closed loans (typically a savings of about $450)
  • HELOC: access to transfer funds in eBranch, no minimum on draws
  • New HELOCs now have a 10 year draw period


The Kinetic VISA Diamond Credit Card combines a super-low rate with outstanding rewards. And with no annual fee, it's the smart choice for a credit card.

You'll earn bonus points  for every purchase made with your Kinetic VISA Diamond card. Those points can be redeemed for brand-name merchandise and awesome travel rewards, including airline tickets.

Apply now!

*Annual Percentage Rate is accurate as of April 1, 2015. This APR will vary with the market based on the Prime Rate. Your rate is determined by a review of your credit report and other pre-determined credit criteria.

Kinetic in the Community

MWR Spring Eggstravaganza

Kinetic had a great time getting Energized for Spring at the MWR Spring Eggstravaganza on the lawn of Blue Field handing out special cinch totes and balloons to the kids and visiting with the Easter Bunny. This is an annual event so be sure to like us on Facebook to keep up to date on community events.

Join Kinetic as we support these local charities:

March of Dimes, March for Babies
Columbus, GA
Northside Park Supercenter
April 25, 2015 at 9:30 a.m.

Relay for Life of Russell County
Phenix City, AL
Garrett-Harrison Stadium
May 1, 2015 at 6:00 p.m.

Relay for Life of Muscogee County
Columbus, GA
Kinnett Stadium
May 1, 2015 at 7:00 p.m.