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What's New at Your Credit Union

Kinetic Credit Union is proud to announce that we now offer the CardValet® smartphone app!

Learn more about the many benefits the CardValet app can offer you. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use the CardValet app.
The South Lumpkin Service Center, located at 1807D South Lumpkin Road in Columbus, will be temporarily closed for renovation beginning Sept. 6. The facility will reopen later in the fall. For your convenience, our new Instant Deposit ATM at the location will still be available during the renovation period. If you need to visit another branch during the renovation period, please visit our Locations page to find a branch convenient for you. As always, you may access your accounts through our mobile banking, home banking, and telephone banking options
Kinetic has announced plans to open a new branch at Lakeside Village in Midland. The branch will be in the current retail storefront building on the east side of the complex facing Starbucks at 6516 Kitten Lake Drive in Midland. The branch will open in the fall of this year.

“Midland is a growing area of our community,” said Janet Davis, President and CEO. “We are excited to offer a new location that is convenient to the residents of the area, including Harris County.”

The new branch will be smaller than a typical banking location. Known as a micro concept, the location will have only three onsite employees in an approximately 1,500 square foot space. However, the branch will have three Interactive Teller Machines (ITMs) that will allow members to conduct teller transactions via two-way video.

“The ITMs are an innovative solution to our members’ changing needs,” said Davis. “Members still want the option of a physical location, but are conducting more of their financial transactions online or with their smart phone. The ITM combines technology with personal touch that gives members the best of both.”

ITMs will allow members to conduct the majority of teller transactions they can do in a traditional branch. Using a touch screen video, members will interact with a teller who will work from a remote, centralized location. Members will be able to choose how they want to communicate with the teller – speaking normally using the built-in sound system, using their own headsets or ear buds, or with the provided handset.

The three onsite employees will provide full service activities, such as opening accounts and closing loans.

The Lakeside Village branch will be Kinetic’s 11th location. Be sure to check back throughout the summer for more details.


Sign up for Mortgage Rate Watch and let Kinetic keep an eye on interest rates so that you don't have to!

Receive great information from Rate Watch with Kinetic! Choose to receive mortgage rates daily, weekly or monthly. Figures are based on a few simple questions and are designed to give you a general idea on what to expect when buying a new home or refinancing your existing home with Kinetic.

Click here  to sign up for mortgage rate watch.
Designed to provide teachers the extra funds they need to give their students an exceptional learning environment. This 12-month loan is available with no interest to help our teachers and students succeed.
 
*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at time of loan origination. Only one classroom supplies loan may be originated at a time. No loan discounts. Rates, terms, and conditions subject to change without notice.

 
ENV Cards
Kinetic Credit Union now offers high-tech chip cards to all our debit and credit cardholders.

Learn more about the security enhancements chip cards offer. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use your card at chip-enabled terminals.

 



Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee

Partners in Education

 
Kinetic's President/CEO Janet Davis and WRBL General Manager David Hart are getting ready for the upcoming PIE Kickoff and looking forward to working with our new Partner in Education, Stowers Elementary!


 
CMN radiothon


Kinetic employees volunteered at the annual CMN radiothon held at Midtown Medical Center to help raise money and awareness for the local Children’s Miracle Network.