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What's New at Your Credit Union

Kinetic has announced plans to open a new branch at Lakeside Village in Midland. The branch will be in the current retail storefront building on the east side of the complex facing Starbucks at 6516 Kitten Lake Drive in Midland. The branch will open in the fall of this year.

“Midland is a growing area of our community,” said Janet Davis, President and CEO. “We are excited to offer a new location that is convenient to the residents of the area, including Harris County.”

The new branch will be smaller than a typical banking location. Known as a micro concept, the location will have only three onsite employees in an approximately 1,500 square foot space. However, the branch will have three Interactive Teller Machines (ITMs) that will allow members to conduct teller transactions via two-way video.

“The ITMs are an innovative solution to our members’ changing needs,” said Davis. “Members still want the option of a physical location, but are conducting more of their financial transactions online or with their smart phone. The ITM combines technology with personal touch that gives members the best of both.”

ITMs will allow members to conduct the majority of teller transactions they can do in a traditional branch. Using a touch screen video, members will interact with a teller who will work from a remote, centralized location. Members will be able to choose how they want to communicate with the teller – speaking normally using the built-in sound system, using their own headsets or ear buds, or with the provided handset.

The three onsite employees will provide full service activities, such as opening accounts and closing loans.

The Lakeside Village branch will be Kinetic’s 11th location. Be sure to check back throughout the summer for more details.
Easily move money between your accounts at Kinetic and other financial institutions.
  • Save time with no need to visit branches or write checks.
  • Schedule automatic, recurring transfers for a simple savings plan.
  • Control your money from one dashboard - fast and easy.
Simply log in to eBranch and go to Move Money. Click on Funds Transfers and Transfer between your Kinetic account.

Now you don’t need to write a check or carry cash to pay people. Just use the Popmoney personal payment service – available now inside Kinetic eBranch and our Mobile App. 
ENV Cards
Kinetic Credit Union will soon be issuing high-tech chip cards to all our debit and credit cardholders.

Learn more about the security enhancements chip cards offer. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use your card at chip-enabled terminals.

Kinetic is proud to offer Mobile Banking through all available channels. Our Apple and Android Apps are available for iPhone, iPads as well as Android phones and tablets. Visit your device App Store for download.

We also offer Text Message Banking and Mobile Web access on any web capable cell phone. Visit eBranch to sign up for text message banking.


Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee

Our Partner in Education, WRBL News 3, hosted Loyd elementary Leadership Academy at The Columbus Museum with an educational tour followed by a scavenger hunt. Students learned about local history, art and the artists who have their work on display at the museum.


Kinetic sponsored MWR’s Spring Eggstravaganza in March at Fort Benning. This free family event included egg hunts for ages 18 months to 11 years old, games, face painting, crafts and prizes.