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What's New at Your Credit Union

Open your certificate today!

Energize your savings with a share certificate from Kinetic. Take advantage of great new rates for Prime Club members, including:


Call (706) 320-8500 or visit a Kinetic branch to get started!

*APY = Annual Percentage Yield. Share certificate rates are accurate as of July 11, 2016. Minimum deposit to earn APY is $500. Rates are subject to change without notice. Offer available for a limited time. Penalty for early withdrawal. Prime Club is available for members age 50 and above.

 
Kinetic has announced plans to open a new branch at Lakeside Village in Midland. The branch will be in the current retail storefront building on the east side of the complex facing Starbucks at 6516 Kitten Lake Drive in Midland. The branch will open in the fall of this year.

“Midland is a growing area of our community,” said Janet Davis, President and CEO. “We are excited to offer a new location that is convenient to the residents of the area, including Harris County.”

The new branch will be smaller than a typical banking location. Known as a micro concept, the location will have only three onsite employees in an approximately 1,500 square foot space. However, the branch will have three Interactive Teller Machines (ITMs) that will allow members to conduct teller transactions via two-way video.

“The ITMs are an innovative solution to our members’ changing needs,” said Davis. “Members still want the option of a physical location, but are conducting more of their financial transactions online or with their smart phone. The ITM combines technology with personal touch that gives members the best of both.”

ITMs will allow members to conduct the majority of teller transactions they can do in a traditional branch. Using a touch screen video, members will interact with a teller who will work from a remote, centralized location. Members will be able to choose how they want to communicate with the teller – speaking normally using the built-in sound system, using their own headsets or ear buds, or with the provided handset.

The three onsite employees will provide full service activities, such as opening accounts and closing loans.

The Lakeside Village branch will be Kinetic’s 11th location. Be sure to check back throughout the summer for more details.


Sign up for Mortgage Rate Watch and let Kinetic keep an eye on interest rates so that you don't have to!

Receive great information from Rate Watch with Kinetic! Choose to receive mortgage rates daily, weekly or monthly. Figures are based on a few simple questions and are designed to give you a general idea on what to expect when buying a new home or refinancing your existing home with Kinetic.

Click here  to sign up for mortgage rate watch.
Designed to provide teachers the extra funds they need to give their students an exceptional learning environment. This 12-month loan is available with no interest to help our teachers and students succeed.
 
*APR = Annual Percentage Rate. Certain credit qualifications may apply. Member must present valid work contract, paycheck stub, or other proof of school district employment at time of loan origination. Only one classroom supplies loan may be originated at a time. No loan discounts. Rates, terms, and conditions subject to change without notice.

 
ENV Cards
Kinetic Credit Union now offers high-tech chip cards to all our debit and credit cardholders.

Learn more about the security enhancements chip cards offer. While there, be sure to review our Frequently Asked Questions and view the short video illustrating how to use your card at chip-enabled terminals.



Kinetic is proud to offer Mobile Banking through all available channels. Our Apple and Android Apps are available for iPhone, iPads as well as Android phones and tablets. Visit your device App Store for download.

We also offer Text Message Banking and Mobile Web access on any web capable cell phone. Visit eBranch to sign up for text message banking.


 



Home Equity Line of Credit
  • No application fee
  • Competitive rates
  • 24/7 access through home banking
  • Possible tax deductions (check with your tax advisor)
  • No closing costs
  • We pay for your appraisal
Fixed Rate Loans also available! Applying is easy, click here  to apply online or call us at (706) 320-8585.

Georgia Residential Mortgage Licensee


Kinetic wrapped up its Christmas in July event by donating all of the items collected from our staff to local charities in our area. Representatives were on hand from each of the charities below to collect the items to distribute to those in our community in need.

Orchard view - Tissues
Feed The Valley - Nonperishable food items
Santa's Castle - Toys
Homeless Network - Umbrellas, socks, purses with women's toiletries, men's toiletries
Valley Rescue - Nonperishable food items and coats
Sarah Spano - Children Uniforms, coats
Damascus Way - Women's Bags and School supplies
Girl's Inc. - School Supplies
Neighborworks - Donation to help build future cottages
Police Department - Cubby Bears
Sheriff's Department - Cubby Bears
Fire Department - Cubby Bears