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Rates & Fees


 
 :

Current Rates


Click here  to see our Fee Schedule

Important: All rate schedules are in Adobe PDF format. You will need to have Adobe Acrobat Reader installed on your computer in order to open and view the schedules. If you do not currently have Acrobat Reader installed, please click here  to download it for free from Adobe.com.



Current New or Used Vehicles Rates



Term



APR* With Payroll
Deduction (1,2)



APR* Without Payroll
Deduction (1,2)

Up to 24 Months
25-36 Months
37-48 Months
49-60 Months
61-72 Months3
73-84 Months3
As low as 2.50%
As low as 2.75%
As low as 3.25%
As low as 3.50%
As low as 3.75%
As low as 4.25%
As low as 2.75%
As low as 3.00%
As low as 3.50%
As low as 3.75%
As low as 4.00%
As low as 4.50%


  1. All rates may vary depending on each individual's credit history and underwriting factors.
  2. Rates quoted for terms 24-71 months are based on minimum loan amount of $15,000. For loan amounts $5,000-$14,999.99, add one percent. For loans up to $4,999.99, add two percent.
  3. Minimum loan amount on terms 72 months and up is $25,000.
  4. See bottom of page for more important rate information.
* APR = Annual Percentage Rate



The following rates apply if your secured advance is repaid by payroll deduction: A 24-month term has a rate as low as 2.50% and an estimated monthly payment of $42.77 per $1000 borrowed. A 25-36 month term has a rate as low as 2.75% and an estimated monthly payment of $28.98 to $41.21 per $1000 borrowed. A 37 – 48 month term has a rate as low as 3.25% and an estimated monthly payment of $22.25 to $28.45 per $1000 borrowed. A 49 – 60 month term has a rate as low as 3.50% and an estimated monthly payment of $18.20 to $21.94 per $1000 borrowed. A 61 – 72 month term has a rate as low as 3.75% and an estimated monthly payment of $15.54 to $18.04 per $1000 borrowed. A 73 – 84 month term has a rate as low as 4.25% and an estimated monthly payment of $13.79 to $15.58 per $1000 borrowed.

The following rates apply if you do not have payroll deduction: A 24-month term has a rate as low as 2.75% and an estimated monthly payment of $42.88 per $1000 borrowed. A 25 – 36 month term has a rate as low as 3.00% and an estimated monthly payment of $29.09 to $41.32 per $1000 borrowed. A 37 – 48 month term has a rate as low as 3.50% and an estimated monthly payment of $22.36 to $28.56 per $1000 borrowed. A 49 – 60 month term has a rate as low as 3.75% and an estimated payment of $18.31 to $22.05 per $1000 borrowed. A 61 – 72 month term has a rate as low as 4.00% and an estimated monthly payment of $15.65 to $18.15 per $1000 borrowed. A 73 – 84 month term has a rate as low as 4.50% and an estimated monthly payment of $13.91 to $15.69 per $1000 borrowed.