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Convenience Services

Everyday solutions for your financial needs.


 
 

VISA TRAVELMONEY RELOADABLE CARD


A perfect travel companion for wherever you may go worldwide – it’s easy, convenient, and secure. The TravelMoney card can be used anywhere in the world VISA is accepted. Enjoy enhanced benefits such as purchase security, travel and emergency assistance, and lost luggage reimbursement. The TravelMoney card can be funded with your checking or savings account, but it is not linked to those accounts, providing you extra security. So before you travel, visit a Kinetic branch and activate your VISA TravelMoney card.
 
 

VISA EVERYDAY SPEND PREPAID CARD


The VISA Everyday Spend is a prepaid, reloadable debit card accepted at millions of locations worldwide. This unique card is great for added extra security for online purchases since it is not linked to your checking account. The Everyday Spend card is also a good choice for budgeting for your disposable income. Visit a Kinetic branch to activate your VISA Every Spend card.
 
Download the app for your iPhone or Android device to easily manage your TravelMoney or Everyday Spend prepaid card. The app can easily be linked to your card so that you can enjoy these great benefits:
  • View account balances.
  • View transaction history.
  • Deposit checks to prepaid card.
  • Transfer funds to other CUMONEY cardholders.
  • Search for participating CUMONEY locations.

 
 

FLEXIBLE PAYMENT OPTIONS


At Kinetic Credit Union, we know that you are always looking for ways to save time and make your life more convenient. Now you have one more way to quickly, efficiently, and safely make your loan payments or deposits so you can get back to what’s most important – your life. Click here to make a payment on your loan or to make a deposit using a non-Kinetic debit or credit card. You can also call (866)-310-6882 to complete a transaction.
 
 

DIRECT DEPOSIT / ALLOTMENT


An easy alternative to waiting in line to cash your check, Kinetic offers you the option to have pre authorized deposits and allotments (i.e., payroll checks, Social Security or retirement checks, or other government checks) to your Regular Savings account or Checking account as long as the payee has the ability to do so. To take advantage of this free service, you must authorize and set up any direct deposit or allotment to your account(s). See a Financial Services Representative at any of our full service locations, contact a Communications Center Representative at 706.320.8500, or contact your payroll office or the government agency through whom you are paid.
 
 

AUTOMATIC TRANSFER


Do you try to save money each pay period, but you cannot keep yourself from spending it? Consider setting up an automatic transfer. When you have an electronic direct deposit or allotment to your Kinetic account, every time you are paid you can have a set amount automatically transferred to one or more Kinetic savings accounts, to your Kinetic checking account, or another Kinetic member's account. To take advantage of this free service, call our Communication Center at 706.320.8500, or set up balance transfers via eBranch.
 
 

Planning to travel?

Informing us that you are traveling isn’t required, but will help ensure that your card purchases are not declined by our Fraud Detection Center. If suspicious transactions are detected, a fraud specialist will attempt to contact you.

How to notify us of your travel plans?
Please login to eBranch and send us a secure form or call us at 706.320.8500 or toll free at 1.877.332.1269.

Information to Take with You
The Kinetic Credit Union Call Center is available M-F 8:30 am-5:00 pm EST.
Phone: 706.320.8500 or 1.877.332.1269

After Hours Support is available 24/7 at the telephone numbers below:
  • To report a Lost/Stolen card: 1.844.436.1753
  • Card Dispute Department: 1.844.436.1754
  • Fraud Detection Center: 1.877.253.8964
Please Note: It is advisable to carry more than one payment method when traveling. Kinetic Credit Union also offers Visa prepaid cards. Ask a Kinetic representative for more details.
 
 

ELECTRONIC WITHDRAWAL / ELECTRONIC FUNDS TRANSFER (EFT)


Did you forget to pay a bill and regular mail would not be fast enough to make the payment due date? Most companies today are able to accept check-by-phone or check-by-internet. In this situation you will need to know what information to give to the company in order to have the funds deducted from your checking account. For the funds to be deducted from your checking account, you will need to provide the company with the following: Kinetic’s routing number (261171671) your complete account number, and a check number.
 
In some cases, companies have the ability to draft funds from your savings account through EFT. If you would like the funds to be drafted from your savings account you will need to provide Kinetic’s routing number, and your member number.
 
 

ELECTRONIC WIRE


Do you need to send money and regular mail is simply not fast enough? Or do you have an emergency and you need family or friends to send you money fast? Try a "financial institution-to-financial institution" wire transfer. It is fast, secure, and the money is directly deposited to the account you specify. Kinetic allows you to send wires from any of your Kinetic savings or checking accounts and receive wires to your Kinetic regular savings and checking account. Drop by any full-service branch or call our Communication Center at 706.320.8500.
 
 

INCOMING WIRE INSTRUCTIONS


When wiring money to a Kinetic account from another financial institution you will need to:
 
Determine the amount of money you want to send.
 
 
Provide the financial institution from which you are sending the wire with the following information:
Name of financial institution receiving wire: Catalyst Corporate Federal Credit Union
City: Plano
State: Texas
ABA Number (routing and transit): 311990511
For Deposit: Kinetic Credit Union
Account Number: 261171671
F.F.C.: The account owners name and their Kinetic account number (specify savings or checking)

 
See the fee schedule for the current Incoming/Out-going Wire fees.

Telephone requests for International transfers that qualify under DODD Frank will require additional follow up. Please speak with a Kinetic representative for additional information.

 
 

WESTERN UNION COMMERCIAL MONEY ORDER (CMO)


For the times when you need to get funds to an individual quickly, a Western Union CMO can help. You may transfer any amount up to $10,000 to any Western Union office in the country, and delivery of the funds is normally within two hours from the time of request. The request must be made in person at one of our locations. Make your request by 4:00 p.m. to ensure same day availability. Drop by any full-service branch or call our Communication Center at 706.320.8500.
 
Telephone requests for International transfers that qualify under DODD Frank will require additional follow up. Please speak with a Kinetic representative for additional information.