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Benefits include:
  • Free VISA Debit Card with ScoreCard Rewards, Apple Pay, Samsung Pay, and Android Pay
  • Free Mobile Banking, Online Banking, and Bill Pay
  • Two Free ATM Transactions per Month*
  • Access to nearly 30,000 Surcharge-FREE ATM’s Nationwide
  • Occasional Overdraft Privilege Service (OOPS!)
    Certain restrictions apply

  • Earns Monthly Dividends
  • Earns Bonus Dividends**
  • Discount Safe Deposit Box
  • No Cost Financial Planning
  • No Minimum Balance Requirement
  • Free Notary Service and Coin Counting Service
  • Free Telephone Banking
  • Worldwide Service Center Network (Access to over 5,000 Credit Union Service Centers)









 
  • Buyers Protection2 covers items for ninety days from the date of purchase against accidental breakage, fire, or theft.
  • Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
  • Item(s) must be purchased entirely with eligible account.

 

 
  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts such as: hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more (Registration / enrollment required)
  • Cellular phone bill must be paid through the Kinetic Checking account
  • Covers first three phones listed on the cellular phone bill
  • Covers damage or theft
  • Up to two claims per year
  • Up to $300 per claim
  • $50 deductible per claim



  • Prescriptions
  • Vision – exams, glasses, contact lenses, corrective surgeries
  • Dental
    ^This is not insurance (Registration/activation required)

 
  • Access to exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • Cash back will be held in your Shopping Rewards account to use towards future purchases - or conveniently sent to you as a check
  • (Registration/activation required)


Your monthly checking account fee of $4.95 gives you access to the peace of mind and money-saving benefits you deserve. Plus, if you maintain an average daily balance of $3,000, the fee is waived!

 




 
*Kinetic Checking account holders receive two (2) free non-Kinetic ATM transactions per month. The operator of the ATM may assess a fee for cash withdrawal and balance inquiries.

**APY = Annual Percentage Yield. All rates are subject to change. Annual Percentage Yield is accurate as of May 1, 2017. Please contact Kinetic Credit Union for further information on current rates and terms. For Kinetic Checking accounts with balances below $10,000.01, to meet the qualifications you must (1) receive monthly electronic statements and (2) make ten (10) debit card transactions (signature, PIN-based point-of-sale purchases, or online purchases and excludes ATM withdrawals, transfers, and deposits) that post and settle to your account.

1. IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.