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Fraud Security

Online Security & Fraud Protection

Learn about how our systems work to stay ahead of the game and how you can further protect yourself.

Kinetic Credit Union has substantial measures in place to protect your accounts against theft and fraud. We offer our Rapport service to actively protect your online banking sessions, 128 bit data encryption and Secure Socket Layer (SSL) protocol.

Identity Theft

The fraudulent acquisition and use of a person's private identifying information, usually for financial gain. If you become a victim of identity theft, it can cost you hundreds or thousands of dollars and up to two years to repair your credit rating. For more information on ID theft click here.

Email Fraud

Fraudulent emails that attempt to trick people by sending messages that direct them to legitimate looking web sites that request them to provide their Social Security numbers, credit card numbers or other financial information are used in identity theft crimes. Learn more about email fraud and how to avoid it.

How To Report Fraud

If you suspect you or someone you know has been the victim of account fraud, action should be taken right away. Click here to report the fraud via secure email or call a Kinetic representative at 706.320.8500.


Causes, Effect and Prevention - Spyware and other unwanted software refers to software that performs certain tasks on your computer, typically without your consent. This may include giving you advertising or collecting personal information about you. Important: Kinetic Credit Union will never contact our members by phone, E-mail, text message, or by any other means and request that they divulge their Internet Banking logon credentials or any other non-public personal or financial information (i.e., Social Security Number, PIN, debit/credit card number, etc.).

Fraud Watchlist

Identity theft and online fraud are just the tip of the iceberg. To help protect yourself, become familiar with this Fraud Watchlist of recent fraudulent activity and other popular scams.

Online Fraud

Online fraud is in no way limited to email. Pop-up ads, phony web sites and other online scams can also lure victims into handing over personal or financial information that can lead to identity theft and other serious crimes. For more information on Internet Fraud click here.